The Dispatch Briefing
CFPB Adjusts Complaint System; FTC Warns of Varied Scams and Data Risks
The Consumer Financial Protection Bureau announced changes to its consumer complaint system, including ceasing the discretionary publication of complaint narratives. Meanwhile, the Federal Trade Commission issued multiple alerts regarding various scams, from intimate image misuse to fraudulent online sales and charity appeals.
CFPB Modifies Consumer Complaint System
The Consumer Financial Protection Bureau (CFPB) has announced significant changes to its public-facing complaint system. Effective August 14, 2026, the CFPB will cease the discretionary publication of consumer complaint narratives and visualizations on its website [CFPB Newsroom]. This move follows an earlier statement from June 24, 2026, indicating efforts to correct "flaws" within the consumer complaint portal to "restore integrity and utility" to the system, which the agency noted had been "plagued by issues that severely limit its effectiveness" [CFPB Newsroom].
These adjustments suggest a recalibration of how consumer feedback is publicly presented and utilized by the Bureau. While the precise impact on consumer visibility into specific company complaints remains to be seen, the CFPB maintains its commitment to addressing consumer concerns.
FTC Warns Consumers About Data and Purchase Scams
The Federal Trade Commission (FTC) has issued several alerts in September 2026, highlighting a range of scams and consumer protection issues. A key focus is on the unauthorized sharing of intimate images online. The FTC advises consumers who have had intimate images shared without their consent to report these incidents to the agency, emphasizing that online platforms are legally required to provide easy submission methods for takedown requests [FTC Consumer Alerts]. The FTC also provided guidance on what actions individuals can take if their intimate images are shared or digitally altered without permission.
Beyond data privacy, the FTC has identified various new and persistent scams:
- Farm Equipment Scams: Fraudsters are impersonating farm equipment businesses, selling non-existent machinery to farmers [FTC Consumer Alerts].
- QR Code Scams: Consumers are warned to be cautious when scanning QR codes in public, particularly for parking payments, as scammers are exploiting this method [FTC Consumer Alerts].
- Car Dealership Website Spoofing: Dishonest actors are creating fake car dealership websites to deceive potential buyers [FTC Consumer Alerts].
- Brushing Scams: Unexpected packages may indicate a "brushing scam," where fraudsters use an individual's name to generate fake product reviews [FTC Consumer Alerts].
- Online Bill Pay Impersonators: The FTC cautions against fraudulent websites appearing in search results that mimic legitimate bill payment portals [FTC Consumer Alerts].
Broader Scam Prevention and Financial Literacy Advice
In addition to specific scam warnings, the FTC released general guidance throughout August and September 2026, encouraging consumers to plan ahead for National Preparedness Month to avoid disaster-related scams, report any scams they encounter, and exercise caution when making charitable donations [FTC Consumer Alerts]. For those facing tax debt, the FTC advised seeking legitimate assistance and being wary of companies promising unrealistic debt relief [FTC Consumer Alerts].
Separately, the CFPB's Deputy Director, Mark Paoletta, delivered remarks to the Financial Literacy and Education Commission on July 27, 2026, underscoring the ongoing importance of consumer financial education [CFPB Newsroom]. These combined warnings from the CFPB and FTC highlight a persistent need for vigilance and informed decision-making in managing personal finances and protecting against fraud.
Keep Reading
CFPB Adjusts Complaint System, FTC Warns of Scams, Fed Releases Economic Projections
The CFPB announced changes to its consumer complaint system, while the FTC issued multiple warnings about prevalent scams. The Federal Reserve also released its latest economic projections.
CFPB Revises Complaint System, FTC Warns of New Scams Amid Fed's Economic Projections
The CFPB is implementing significant changes to its consumer complaint system, including ceasing the public display of narratives and visualizations, while the FTC issues alerts on various emerging scams. Meanwhile, the Federal Reserve released its latest economic projections and FOMC statement.
CFPB Adjusts Complaint System, FTC Warns of Scams, Fed Quiet on New Releases
The CFPB is modifying its consumer complaint system, discontinuing the discretionary publication of certain complaint data. Meanwhile, the FTC issued new warnings about scams targeting farmers and online consumers, while the Federal Reserve's press release section shows no recent activity.
How to Read Debt Relief Company Complaints
Consumer complaint databases serve as an early-warning tool to identify patterns of misleading savings claims and undisclosed fees. Effective research requires searching a provider's full legal name rather than just its brand. Readers should evaluate how companies respond to disputes to determine if they transparently disclose the risks of credit damage and potential lawsuits.
Debt Payoff Calculator: Find Your True Payoff Date
A debt payoff calculator provides borrowers with a definitive calendar date for becoming debt-free based on specific interest rates and monthly payments. By comparing different scenarios, users can see how modest payment increases significantly reduce total interest costs. These tools help determine if a self-directed plan is sustainable or if professional debt relief is necessary.
How Long Does Bankruptcy Stay on Your Credit Report?
Chapter 7 bankruptcies typically remain on credit reports for 10 years, while Chapter 13 cases are generally removed after seven. Although these entries originate from the initial filing date, their negative impact on credit scores often diminishes over time as consumers establish new histories of on-time payments.
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Sources & Further Reading
Revision History
- updateSeptember 19, 2026 — Initial publication. Assembled by the newsroom from 3 curated sources.
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