These Terms of Use ("Terms") govern your access to and use of thedebtdispatch.com and any related pages, feeds, or tools (the "Site"), operated by Metrix Holdings, LLC dba The Debt Dispatch ("we," "us"). By using the Site you agree to these Terms.

1. Not professional advice

The Site publishes journalism, reviews, calculators, and general information about consumer debt relief. Nothing on the Site is legal, tax, accounting, credit-counseling, or financial advice.The Site does not create an attorney–client, fiduciary, or professional relationship. Consult a licensed professional in your state before making financial decisions.

2. Editorial content and reviews

Company reviews, ratings, and comparisons reflect our editorial judgment at the time of publication and are subject to change. Availability, pricing, and terms offered by third-party companies change frequently and are set by those companies, not by us.

3. Third-party links and offers

The Site links to third-party companies and networks and may earn referral compensation when a reader connects with a partner. We are not responsible for the content, products, or practices of any third-party site, and inclusion of a link is not an endorsement of that third party's terms.

4. Intellectual property

All content on the Site — including articles, reviews, calculators, data sets, graphics, and the layout — is owned by us or our licensors and is protected by copyright and other intellectual property laws. You may read, print, and share links to Site content for personal, non-commercial use. Republication, scraping, feeding into machine-learning training corpora, or commercial redistribution requires our prior written permission.

5. Acceptable use

You agree not to:

• use the Site to violate any law or third-party right;
• attempt to gain unauthorized access to the Site or its systems;
• use automated tools to scrape, mirror, or index the Site beyond what robots.txt permits;
• submit false information in any form or calculator;
• interfere with the Site's operation or security controls.

6. Disclaimers

The Site is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, or that the Site will be uninterrupted, error-free, or free of harmful components. We do not warrant the accuracy, completeness, or timeliness of any information on the Site.

7. Limitation of liability

To the maximum extent permitted by law, in no event will we or our contributors be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising out of or related to your use of the Site — even if advised of the possibility of such damages. Our aggregate liability arising out of or related to the Site will not exceed USD $100.

8. Indemnification

You agree to indemnify and hold harmless Metrix Holdings, LLC dba The Debt Dispatch, its officers, contributors, and affiliates from any claim, demand, loss, or damage (including reasonable attorneys' fees) arising out of your use of the Site or your breach of these Terms.

9. Corrections

If you believe an article contains a factual error, please write to corrections@thedebtdispatch.com. Confirmed corrections are logged on the public Corrections feed per our Corrections Policy.

10. Termination

We may suspend or terminate access to the Site, in whole or in part, at any time, without notice, for any reason.

11. Governing law and venue

These Terms are governed by the laws of the State of Georgia, without regard to its conflict-of-laws rules. You agree that the state and federal courts located in Fulton County, Georgia have exclusive jurisdiction over any dispute arising out of or relating to the Site or these Terms.

12. Changes to these Terms

We may update these Terms from time to time. Material changes will be noted with a new effective date at the top of this page. Continued use of the Site after a change means you accept the updated Terms.

13. Contact

Legal notices: legal@thedebtdispatch.com. General contact information is on our Contact page.